Privacy Policy

Arrington Risk Management Last Updated: January 7, 2026

Arrington Risk Management ("we", "us", "our", or the "Company") is an insurance brokerage committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.ArringtonRisk.com (the "Site"), request insurance quotes, submit forms, contact us, or otherwise interact with our online services.

This Policy applies primarily to information collected through the Site. Separate privacy notices (including our Gramm-Leach-Bliley Act Privacy Notice) apply to actual insurance quotes, applications, policies, placements, or claims handling.

1. Information We Collect

Information You Provide Directly When you request a quote, fill out forms, or contact us, we may collect:

  • Personal identifiers: name, mailing address, email address, phone number, date of birth

  • Insurance-related details: vehicle information (for auto), property details (for home), business information (for commercial), flood zone data (for flood), prior insurance history, coverage preferences

  • Sensitive information: driver's license number, Social Security number (as required for accurate quoting/binding), health/medical information (if relevant to certain products), claims history

Information Collected Automatically

  • Device and network data: IP address, browser type/version, operating system, pages visited, time/date of access, referring URL

  • Cookies and similar technologies (see Section 4 below)

Information from Third Parties To provide accurate quotes and services, we may receive information from:

  • Insurance carriers and underwriters

  • Third-party databases (e.g., motor vehicle records, claim history reports such as CLUE, credit bureaus where applicable)

  • Other authorized sources necessary for risk assessment and coverage placement

2. How We Use Your Information

We use collected information to:

  • Provide insurance quotes, comparisons, and product recommendations

  • Process quote requests and facilitate insurance placement with carriers

  • Respond to inquiries and provide customer service

  • Improve the Site, our services, and user experience

  • Comply with legal, regulatory, and insurance industry obligations

  • Detect, prevent, and investigate fraud or misuse

  • Conduct marketing (where permitted by law; you may opt out)

3. How We Share Your Information

We do not sell your personal information for monetary consideration. We may share information with:

  • Insurance carriers, underwriters, and reinsurance companies (to obtain quotes, bind coverage, and service policies)

  • Affiliated entities (if any)

  • Service providers (e.g., quote engines, website hosting, analytics tools, payment processors – under strict confidentiality)

  • Credit reporting agencies, inspection services, or claim databases (as needed for underwriting)

  • Regulators, law enforcement, courts, or as required/authorized by law

  • In connection with a merger, acquisition, or business transfer

As an insurance broker, sharing with carriers and necessary third parties is essential to fulfill your quote/service requests and is governed by applicable insurance privacy laws (primarily GLBA and state regulations).

4. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to enhance functionality, analyze usage, and deliver relevant content. Our Site may use essential cookies (required for operation) and optional analytics/advertising cookies.

You can manage preferences through our cookie consent tool (if implemented) or your browser settings. Disabling cookies may limit Site functionality.

For more details, see any Cookie Notice on the Site.

5. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, or misuse. However, no internet transmission or electronic storage is completely secure.

6. Data Retention

We retain information as needed to fulfill the purposes in this Policy, comply with legal/regulatory requirements (often 7+ years for insurance records), resolve disputes, and enforce agreements.

7. Your Privacy Rights

Your rights depend on your location and applicable law (e.g., GLBA, state insurance laws, CCPA/CPRA). You may have the right to:

  • Access, correct, or delete certain personal information

  • Opt out of certain marketing communications

  • Limit use/sharing of sensitive information (where applicable)

For California Residents (CCPA/CPRA) If the California Consumer Privacy Act applies (e.g., online quote requests), you may:

  • Request categories/sources of personal information collected

  • Request deletion of personal information

  • Opt out of sale/sharing of personal information

  • Limit use of sensitive personal information

  • Receive non-discrimination for exercising rights

To exercise rights, contact us at the details below. We will verify your identity before responding.

8. Children's Privacy

Our Site is not directed to children under 13. We do not knowingly collect personal information from children under 13 without verifiable parental consent. If you believe we have done so, contact us immediately.

9. Changes to This Privacy Policy

We may update this Policy periodically. The "Last Updated" date shows the current version. Continued use of the Site after changes constitutes acceptance.

10. Contact Us

For questions, rights requests, or concerns:

Privacy Contact Arrington Risk Management Email: Insurance@ArringtonRisk.com