When disaster hits—whether it’s a fire, storm, or any other unexpected event—you deserve an insurance partner that acts fast, stays calm, and gets things done. At Arrington Risk Management, we make sure you have the right homeowners policy so you can rest easy knowing your home and family are truly protected.

No matter if you’re buying your first house or moving into the home you’ve always dreamed of, a solid home insurance policy gives you the financial support to repair or rebuild your house and replace your belongings after a covered loss.

The Right Protection for Your Home

Every home and homeowner is different, so your coverage should be too. We’ll help you build a policy that fits your property, your budget, and the things you value most. Standard coverages include:

• Dwelling Coverage – Pays to repair or rebuild the structure of your home after damage from events like fire, windstorms, hail, or lightning.

• Personal Property Coverage – Replaces clothing, furniture, electronics, and other belongings that are stolen, damaged, or destroyed.

• Loss of Use / Additional Living Expenses – Covers hotel stays, meals, and other costs if you can’t live in your home during repairs.

You can also add important optional protections such as:

• Personal Liability – Protects you if someone is injured on your property and sues.

• Medical Payments to Others – Helps pay medical bills for guests injured at your home, regardless of fault.

• Scheduled Personal Property – Extra coverage for high-value items like jewelry, art, firearms, or collectibles.

• Landlord / Rental Property Coverage – Added protection if you rent out your home or part of it.

• Umbrella Liability – Gives you extra liability protection above and beyond your standard policy limits.

Contact Arrington Risk Management today. We’ll compare options from top carriers to find you the best combination of coverage and price—so you get the right home insurance, right away.